BRAC Bank continues its growth momentum in 2026 after a record annual profit in 2025, its officials said in the latest virtual earnings disclosure event.
The lender posted a record consolidated net profit after tax of Tk2,251 crore in 2025, a 57 per cent increase from 2024.
Its stand-alone net profit after tax rose 30 per cent to Tk1,581 crore, reflecting strong governance, expanding digital capabilities, and sustaining customer trust.
Subsidiaries, including bKash Limited, also recorded notable growth, highlighting the strength of the wider BRAC Bank ecosystem.
The results were highlighted during a virtual earnings disclosure event on 21 May, attended by investment analysts, portfolio managers, and capital market experts from local and foreign markets.
BRAC Bank Managing Director and CEO Tareq Refat Ullah Khan, alongside senior officials, presented the 2025 financial and operational achievements, outlined strategic priorities, and addressed investor questions in a live question-and-answer session.
In 2025, consolidated return on equity and return on assets stood at 20.06 per cent and 1.52 per cent. Consolidated earnings per share (EPS) rose to Tk9.12 from Tk6.18, while net asset value per share increased to Tk51.56 from Tk39.38. Net operating cash flow per share improved to Tk72.72 from Tk54.14.
The bank’s loan portfolio grew 17 per cent year-on-year, outpacing the industry average of 6 per cent. Stand-alone total deposits increased 29 per cent compared to 12 per cent for the sector.
Total consolidated revenue rose 33 per cent, driven by higher net interest income, efficient fund management, and non-funded income. Operating costs increased 22 per cent due to investment in people, technology, and infrastructure.
Non-performing loans fell to 2.27 per cent from 2.63 per cent following strengthened underwriting, monitoring, and recovery initiatives.
Momentum continued
In the first quarter of 2026, the bank’s consolidated net profit reached Tk696 crore, up 43 per cent year-on-year.
Consolidated return on equity and return on assets rose to 21.54 per cent and 1.70 per cent. Quarterly EPS increased to Tk2.90 from Tk2.02, while net asset value per share climbed to Tk56.12 from Tk51.56.
Stand-alone deposits grew 3 per cent from December 2025, reflecting alignment with long-term strategy and customer confidence.
Total consolidated revenue rose 27 per cent, supported by interest income, investment returns, and non-funded revenue. The non-performing loan ratio edged slightly higher to 2.29 per cent.
Tareq Refat Ullah Khan said, “Our record performance in 2025 and the strong start to 2026 reflect the unwavering trust of our customers and stakeholders in our values-based banking model.”
He added, “Growth has been driven by prudent governance, customer-focused products, expanding digital capabilities, and a growing distribution network.”
Over the years, BRAC Bank has earned recognition as a benchmark for governance, compliance, and sustainable banking in Bangladesh, the bank said in a statement.
