Bangladesh Finance PLC has reported a notable turnaround in its financial performance for the year ended 31 December 2025, returning to profitability following a challenging prior year.
According to the audited financial statements approved at the meeting of the Board of Directors held on Wednesday, the company posted a consolidated net profit after tax of Tk239.74 million in 2025, compared to a net loss of Tk7,937.86 million in 2024.
The improved performance was primarily driven by successful recovery initiatives and the rescheduling of non-performing loans and lease accounts under the policy support of Bangladesh Bank, reads a press release.
These measures resulted in significant provision write-backs during the year and reflected the positive impact of the company’s ongoing recovery and restructuring initiatives.
Consolidated earnings per share (EPS) improved to Tk1.19 in 2025 from negative Tk41.61 in 2024, reflecting a strong recovery in profitability.
Net asset value (NAV) per share also improved to negative Tk29.07 from negative Tk30.05, indicating gradual stabilisation of the company’s financial position and continued progress in balance sheet strengthening.
As of 31 December 2025, the company maintained a robust provision coverage ratio of 496.96 percent, demonstrating a strong cushion against potential credit risks and reflecting its prudent and conservative risk management approach.
In line with a forward-looking financial strategy, the Board of Directors has not recommended any dividend for the year ended 31 December 2025.
The Board decided to retain earnings to restore the capital base, strengthen the company’s financial position, support ongoing recovery efforts, and reinforce long-term business sustainability.
Management remains optimistic that continued recovery initiatives, disciplined risk management practices, strategic restructuring measures, and supportive regulatory policies will further strengthen the company’s financial fundamentals and support sustainable long-term growth and shareholder value creation.
