Rupali Life Insurance Company Limited reported a deficit of Tk8.11 crore in the second quarter of 2026 as claims and other expenses exceeded its total income, reversing a small surplus recorded a year earlier, even as its board recommended a 12 per cent cash dividend for 2025.
In life insurance accounting, a surplus means income exceeds expenses including claims, while a deficit indicates that expenses and claims are higher than income during a period.
According to the insurer’s unaudited financial statements, Rupali Life posted a deficit of Tk8.11 crore in the April-June quarter of 2026, compared with a surplus of Tk0.15 crore in the same period of 2025.
The insurer’s half-year performance also remained under pressure. For the January-June period, it reported a deficit of Tk15.21 crore, compared with Tk14.91 crore in the corresponding period a year earlier.
Despite the losses, the company’s Life Insurance Fund increased to Tk485.57 crore as of June 30, 2026, from Tk479.81 crore a year earlier, registering a net increase of Tk5.76 crore.
The latest results followed an improvement in the first quarter, when Rupali Life narrowed its January-March deficit to Tk7.10 crore from Tk15.06 crore a year earlier. However, the second-quarter loss widened the insurer’s cumulative deficit for the first half of 2026.
Separately, the board recommended a 12 per cent cash dividend for the year ended December 31, 2025. The annual general meeting will be held on September 24, 2026, while the record date has been fixed for August 20, 2026.
Rupali Life shares, with a face value of Tk10 each, rose by 1.21 per cent to close at Tk91.70 on the Dhaka Stock Exchange on Tuesday.
