IDLC Finance PLC delivered a strong financial performance in the first half of 2026, posting a consolidated net profit after tax of TK1,370 million.
This represents a 26 per cent year-on-year growth compared to the same period in the previous year, reads a press release.
The leading non-banking financial institution’s earnings per share (EPS) rose to TK2.99 for the first half of 2026, up from TK2.37 in the first half of 2025.
Profitability indicators for the period also showed significant strengthening, with the annualised return on equity (ROE) improving to 12.36 per cent from 10.72 per cent, and the return on assets (ROA) increasing to 1.52 per cent from 1.40 per cent.
On a standalone basis, the company’s customer deposits reached TK114.54 billion, while the loan portfolio stood at TK117.60 billion. Asset quality remained robust, as the non-performing loan (NPL) ratio improved to 4.47 per cent from 4.58 per cent in the first half of 2025, a figure significantly lower than the industry average.
Furthermore, the company maintained an NPL provision coverage ratio of 112 per cent, underscoring its commitment to prudent risk management and long-term financial stability.
The overall performance was further bolstered by IDLC’s integrated financial services platform, with its subsidiaries- IDLC Securities Limited, IDLC Investments Limited, and IDLC Asset Management Limited- all contributing positively.
IDLC Finance CEO and Managing Director M Jamal Uddin said despite the industry navigating challenges such as funding costs, asset quality pressures, and evolving customer needs, the company’s focus remained unchanged.
He noted that the firm successfully maintained a healthy balance sheet, strengthened customer relationships, and pursued growth opportunities with prudence.
IDLC Finance Chairman Kazi Mahmood Sattar expressed encouragement regarding the improvement in profitability and continued portfolio quality, which he believes positions the company well for sustainable growth in the years ahead.
The financial statements for the half-year ended 30 June 2026, were approved by the Board of Directors at the company’s 370th board meeting, held on Tuesday, at the IDLC Corporate Head Office in Gulshan, Dhaka.
