IPDC Finance PLC posted a strong 25.39 per cent year-on-year increase in profit to Tk45.5 crore in 2025, underscoring what it described as the resilience of its business model amid persistent macroeconomic headwinds.
The board of directors declared a 10 per cent dividend, including 5 per cent cash and 5 per cent stock, reflecting the company’s continued commitment to shareholders, it said in a press release on Tuesday.
The results were supported by robust investment income, higher interest earnings, strategic portfolio diversification, and disciplined cost management, reinforcing overall financial performance, said IPDC Finance PLC, the country’s first non-bank financial institution.
Earnings per share rose to Tk1.11, while gross interest income increased 8.50 per cent to Tk956 crore, driven by portfolio expansion and prudent lending.
Operating income grew 7.43 per cent to Tk348.4 crore despite a contractionary economic stance, supported by a sharp 93.29 per cent surge in investment income to Tk132.4 crore, driven by stronger treasury yields and strategic portfolio management in the capital market.
IPDC maintained tight control over operating costs through resource optimisation, selective recruitment and improved efficiency, with operating expenses rising a moderate 10.33 per cent to Tk163.1 crore, according to the statement.
Operating profit increased 5.01 per cent to Tk185.3 crore, leading to a strong improvement in overall financial performance and sustaining profitability momentum.
Loans, leases and advances stood at Tk7,462.2 crore at the end of 2025, up 7.31 per cent, while deposits rose 14.60 per cent to Tk6,224.9 crore, securing a 12.18 per cent market share and reflecting continued depositor trust and enduring brand resilience.
Return on equity improved to 6.74 per cent, while net asset value per share increased to Tk17.85, supported by higher profitability and stronger balance sheet fundamentals.
Net operating cash flow per share stood at Tk9.94, highlighting significantly stronger cash generation from core operations and positioning the company for sustained future growth.
“2025 was a year of disciplined execution and strategic resilience for IPDC as diversified income streams across various products and prudent cost management strengthened the earnings base,” said IPDC Finance Managing Director and CEO Rizwan Dawood Shams.
The focus on portfolio quality, efficient capital deployment and strong risk governance enabled the company to deliver sustainable profitability while reinforcing balance sheet strength, he added.
The company remains committed to creating long-term value for stakeholders through responsible growth and financial stability, he said.
IPDC Finance shares, having a face value of Tk10 apiece, closed flat at Tk18.7 on the Dhaka Stock Exchange.
