Bangladesh’s government borrowing from the banking system surged in November 2025, taking net borrowing for the month to Tk34,193 crore, more than four times higher than the amount recorded in November 2024, central bank data showed.
The sharp increase pushed the country’s total domestic debt stock to Tk10.72 lakh crore, up from Tk9.49 lakh crore a year earlier, marking a rise of 13 per cent or over Tk1.23 lakh crore within twelve months.
Net borrowing from banks during the first five months of the current fiscal year reached Tk37,078 crore, reflecting a 47.5 per cent year-on-year increase.
The banking system now accounts for more than half of the government’s total domestic liabilities, according to the latest data.
Borrowing from non-bank sources declined sharply during the same period.
Between July and November of the current fiscal year, non-bank borrowing fell to Tk13,783 crore from Tk21,575 crore a year earlier, marking a 36.1 per cent year-on-year drop.
Net sales of National Savings Schemes rose to Tk2,076 crore during July–November of FY26, compared with Tk1,677 crore in the same period of FY25, reflecting a 23.8 per cent increase.
Outstanding Bangladesh Government Investment Sukuk reached Tk24,000 crore by the end of November.
Overall, total net domestic borrowing for the fiscal year stood at Tk50,861 crore, up from Tk46,714.1 crore in the previous year, representing an 8.9 per cent year-on-year increase.
