United Finance PLC reported a 56 per cent rise in net profit to Tk6.60 crore in the first nine months of 2026, supported by stronger lending and deposit growth despite sluggish private-sector credit demand.
Operating profit climbed 39 per cent year on year to Tk31.10 crore in January–September, according to unaudited financial statements approved at the company’s 250th board meeting.
The non-bank financial institution expanded its portfolio of loans, advances and investments by 11 per cent during the nine months to Tk2,547.30 crore at the end of September.
Customer deposits grew faster, rising 31 per cent to Tk1,729.20 crore over the same period, strengthening the company’s funding base.
Green and sustainability-linked financing accounted for 83 per cent of total disbursements in January–September, up from 75 per cent a year earlier, reflecting a shift towards environmentally responsible and socially inclusive lending.
United Finance Acting Managing Director Mohammed Abul Ahsan said the company continued to support micro, cottage and small entrepreneurs despite weak private-sector credit growth.
“Our enhanced due diligence and governance have improved portfolio quality even as we expanded lending, and the 31% rise in deposits reflects the trust our customers place in us,” he said.
The company maintained a capital adequacy ratio of 16.36 per cent at the end of September, exceeding the regulatory minimum of 10 per cent by 6.36 percentage points.
It also reported provisions above regulatory requirements and liquidity exceeding the prescribed minimum, although the release did not disclose the corresponding amounts.
United Finance said the stronger capital and liquidity positions would support further lending while protecting depositors’ interests.
