Sonali Life Insurance PLC grew its Life Insurance Fund in the first half of 2026 despite a sharp decline in surplus and a reversal in operating cash flow, highlighting pressure on the insurer’s income-expenditure balance during the period.
The company’s Life Insurance Fund stood at Tk929.64 crore as of 30 June 2026, up from Tk877.80 crore a year earlier, an increase of Tk51.84 crore, according to its disclosure.
However, the insurer’s surplus — the excess of total income over total expenses, including claims and other costs — fell 53.6 per cent to Tk33.69 crore in the January-June period, compared with Tk72.58 crore in the same period of 2025.
The decline was also reflected in the second quarter. Sonali Life’s April-June surplus dropped to Tk22.42 crore from Tk44.20 crore a year earlier.
The company’s operating cash position weakened during the period, with consolidated net operating cash flow per share turning negative at Tk2.68 in the first half of 2026, compared with positive Tk2.99 in the corresponding period last year.
The increase in the Life Insurance Fund alongside lower surplus indicates that while the insurer’s accumulated fund continued to expand, profitability from ongoing operations came under pressure during the period.
