IDLC Finance PLC reported a 17 per cent increase in consolidated net profit to Tk206.7 crore in the first nine months of 2026, supported by improved profitability and stronger loan quality.
Earnings per share (EPS) rose to Tk4.51 in January–September from Tk3.85 a year earlier, according to financial results approved by the company’s board on Tuesday.
The non-bank financial institution also reported a decline in its non-performing loan ratio to 4.09 per cent at the end of September from 4.71 per cent a year earlier, indicating an improvement in the quality of its loan portfolio.
Its provision coverage ratio stood at 110 per cent, meaning provisions held against potential loan losses exceeded the reported amount of non-performing loans.
On a standalone basis, IDLC’s customer deposits reached Tk11,693 crore, while its loan portfolio stood at Tk12,045 crore.
The company’s annualised return on equity, a measure of profit generated from shareholders’ capital, increased to 12.24 per cent from 11.39 per cent a year earlier.
Return on assets, which measures profitability relative to total assets, edged up to 1.51 per cent from 1.48 per cent.
IDLC Chairman Kazi Mahmood Sattar attributed the performance to prudent financial management and risk governance.
“Our priority is to build on this foundation through operational excellence, and strengthening IDLC’s role in the sustainable development of Bangladesh’s financial sector,” he said.
Managing Director and CEO M Jamal Uddin highlighted the improvement in returns on equity and assets, alongside the company’s focus on business expansion and sustainability.
IDLC said its subsidiaries, IDLC Securities Limited, IDLC Investments Limited and IDLC Asset Management Limited, also contributed to the group’s financial performance during the period.
The board approved the unaudited financial statements at its 376th meeting, held at the company’s corporate head office in Gulshan, Dhaka, on 27 October.
IDLC provides financing to small and medium-sized enterprises, individual customers and corporate borrowers, alongside capital market and asset management services.
The company has maintained an AAA credit rating for 14 consecutive years.
