Brac Bank held a day-long workshop on SME credit risk at its head office on Saturday, aiming to strengthen loan assessment standards and maintain non-performing loans below three per cent in the segment.
The bank organised the workshop titled “Challenges and Best Practice Alignment in Small Business Loan Processing” for its Dhaka-based small credit team, it said in a statement.
A total of 52 SME risk managers and credit managers from Dhaka Region 1, 2 and 3 took part in the programme.
Sessions focused on challenges in the SME sector, portfolio quality, loan evaluation, and policy and process review.
Senior trainers from the bank conducted the sessions and responded to operational queries raised by participants.
During the programme, managers shared field-level experiences from the SME segment and received guidance on aligning practices with internal credit standards.
Brac Bank Deputy Managing Director and Chief Risk Officer Ahmed Rashid Joy said the training was part of the bank’s regular risk management activities.
“Our non-performing loans in the SME segment are now below three per cent,” he said.
He said the bank was among those with the lowest non-performing loans in the SME sector, attributing the performance to structured credit risk assessment before loan disbursement.
He said continued training of SME risk managers would further strengthen the bank’s lending capacity in the segment.
Brac Bank said it prioritises skilled manpower and strict governance in managing SME credit operations and conducts regular training to improve operational standards.
