NRBC Bank discusses boosting Chattogram zone’s profitability through better recovery and trade focus

TIMES Report
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Attendees of the meeting organised by NRBC Bank on Saturday, August 2, 2025. Photo: Collected

NRBC Bank organised a town hall meeting for its Chattogram Zone on Saturday, 2 August 2025, at a private hotel in the port city, aiming to strengthen operational performance and compliance in the region.

NRBC Bank Chairman Md Ali Hossain Pradhania attended the meeting as chief guest, where he underscored the need for strict adherence to corporate governance and banking compliance to meet the institution’s profitability goals.

He called for intensified loan recovery efforts in the region and suggested that reducing fund costs by mobilising interest-free and low-cost deposits is key to meeting targets.

Pradhania also stressed raising the bank’s existing advance-deposit (AD) ratio of 78 per cent through the expansion of quality loans and emphasised that recovering written-off and classified loans would open further income opportunities for the zone.

NRBC Bank Independent Director Md Abul Bashar said building a sustainable banking institution requires an increase in quality loan volumes with zero tolerance for regulatory deviation.

He urged strict compliance with all directives of Bangladesh Bank and internal guidelines.

NRBC Bank Managing Director and Chief Executive Officer Dr Md Touhidul Alam Khan highlighted Chattogram’s role as the epicentre of Bangladesh’s foreign trade and called for expansion of Letter of Credit (LC) operations in the zone.

He added that deposit growth through offshore banking and financing to linkage industries and small-scale manufacturing sectors could support broader economic development.

NRBC Bank Deputy Managing Director and Chief Financial Officer Harunur Rashid and NRBC Bank Head of Chattogram Zone Md Saiful Alam Chowdhury were also present at the event, alongside officials from all branches and sub-branches in the region.

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