BRAC Bank has introduced the lowest-ever interest rate for unsecured loans to cottage, micro, small, and medium enterprises (CMSMEs), reaffirming its leadership in Bangladesh’s SME financing sector.
Under its new campaign ‘SME Means BRAC Bank’, the bank is offering collateral-free loans at a reduced rate of 13.75 per cent, available throughout August and September 2025. The initiative aims to support small entrepreneurs by making finance more accessible and affordable.
“SME Means BRAC Bank reflects the trust we’ve earned and the responsibility we carry,” said Syed Abdul Momen, Additional Managing Director and Head of SME Banking.
The bank also launched two tailored solutions—Prabartan, offering flexible loans for e-commerce and f-commerce ventures, and BizPay, a platform enabling bulk payments with enhanced transparency and speed.
With 20 lakh CMSME customers and Tk 2 lakh crore in SME disbursements over 24 years, BRAC Bank has played a transformative role in empowering small businesses across the country. It estimates its SME financing has directly impacted 2 crore lives.
The bank in a statement said the new offer will help revitalise the rural economy and promote inclusive growth by meeting the evolving needs of grassroots entrepreneurs without requiring collateral.