IPDC Finance posted a 45.3 per cent year-on-year profit growth in the January–June period of 2025, supported by robust investment returns despite rising funding costs and economic pressures.
According to unaudited financials, IPDC’s net profit after tax stood at Tk 15 crore in the first half of the year, up from Tk 10.3 crore in the same period of 2024. Earnings per share rose to Tk 0.37 from Tk 0.25.
The company’s investment income surged by 158.6 per cent to Tk 56.5 crore, driven by improved treasury returns and favourable market conditions, says a press release.
However, gross interest income increased by 9.9 per cent to Tk 464.3 crore, while interest expenses rose by 22.8 per cent to Tk 369 crore amid higher deposit costs and policy rate hikes by Bangladesh Bank.
Operating income rose modestly by 4.1 per cent year-on-year to Tk 160.1 crore. On a quarterly basis, it stood at Tk 84.4 crore in Q2, up 11.4 per cent from the previous quarter.
Operating profit reached Tk 82 crore in H1, marking a 3.2 per cent annual growth. In Q2, operating profit rose to Tk 44.6 crore, up 19.5 per cent quarter-on-quarter.
“Our strategic focus on treasury efficiency and operational discipline helped us deliver solid results despite macroeconomic challenges,” said IPDC Finance Managing Director Rizwan Dawood Shams.
As of June 2025, the company’s loans, leases, and investments reached Tk 8,438.4 crore, up 6.8 per cent from December 2024. Customer deposits grew 9.4 per cent to Tk 5,664.6 crore.
The company’s net asset value per share stood at Tk 16.79, while net operating cash flow per share improved to Tk 8.53 from negative Tk 9.29 a year earlier.